Invoice financing vs overdrafts: Which one closes your cash flow gap?
Cash tied up in unpaid invoices, with upcoming payroll and other business costs pending, can be frustrating and destabilising for many SMEs.
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READ MOREInvoice financing vs overdrafts: Which one closes your cash flow gap?
What a change in the National Living Wage could mean for SMES ahead of the Autumn Budget
The Autumn Budget is now less than two months away, falling on 28 October 2026. As business owners anxiously await the proposed tax changes, employees tend to be waiting to see if there will be any changes to their living…
What are the most common payroll mistakes?
Doing payroll can be quite a tricky process for employers. With so many factors going into the process, it can be easy to make an error.
Five ways small businesses can improve payroll efficiency
National Payroll Week is a fitting moment to look again at how payroll actually runs in your business.
More than a million pensioners now pay higher rate tax – Here’s what it means for you
New figures have confirmed what many retirees are starting to feel in their bank statements.
Sequencing short-term finance effectively is vital for avoiding the interest trap
For many businesses, short-term finance can provide an essential lifeline when cash flow becomes tight. Whether a business needs support covering a gap between paying suppliers and receiving customer payments, or managing seasonal demand, the right type of finance can…
Inflation increases to a four-month high – How will businesses be impacted?
The rate of inflation has hit 2.9 per cent in July 2026, up from 2.6 per cent in June, according to the latest data that has been published by the Office for National Statistics (ONS). This is the first rise…
Gifting out of income – The overlooked way to reduce Inheritance Tax
For many people, giving financial support to family members is an important part of their financial planning. Whether it is helping children with pension contributions or providing ongoing assistance, gifting can play an important role in Inheritance Tax (IHT) planning.…
Reckless tax statements: How could an honest mistake become criminal?
In June 2026, the Government published a document to gather views on the introduction of a criminal offence for making reckless or untrue statements relating to tax. The Institute of Chartered Accountants in England and Wales (ICAEW) has warned that…
Apprenticeship funding has changed – What does this mean for your next hire?
New funding rules for apprenticeships have been introduced, impacting any apprenticeships starting after 1 August 2026. This could affect more employers than before as apprenticeships are becoming increasingly popular, with 308,770 starts between August 2025 and April 2026, up 8.7…
£4.4bn lost to the heat: Is your business ready for the next heatwave?
With temperatures breaking 30 degrees on multiple occasions in 2026, scorching heat is becoming the new normal. Consecutive heatwaves have wiped £4.4 billion from the UK economy, according to research from think tank Verdant. Heatwaves are predicted to become more…
Crypto investors have paid £1.38 billion in tax: Do you know what you need to pay?
HMRC sent over 65,000 warning letters to cryptocurrency investors over the last year due to a suspected underpayment of tax.
You don’t own the business, but do you still owe the tax? HMRC ‘failure to notify’ penalties following a share disposal
If you are a shareholder in a company you have little involvement in, you might not realise a share disposal can trigger Capital Gains Tax (CGT).
Pokémon cards and cryptocurrency: Understanding Capital Gains Tax when selling assets for a profit
Capital Gains Tax (CGT) receipts were up 17.6 per cent in July compared to July 2025, highlighting the growing importance of understanding the tax implications of asset sales.
Sole trader vs limited company for side hustles – Which is the most tax-efficient?
With many individuals starting a ‘side hustle’ to supplement their salary, setting up as a sole trader or limited company is the first big decision.